Build Your Home Gym Now, Pay Over Time: UKSF Launches 0% Finance on Gym Equipment

Spread the Cost with 0% Finance at UKSF: Build Your Home or Garage Gym Without the Upfront Hit

At UKSF, we know that building a serious home or garage gym is an investment. That’s why we’re now offering 0% finance from 3–12 months on purchases between £150.00 and £3000.00 — giving you the flexibility to spread the cost of your equipment without hidden fees.

Whether you’re upgrading a home training space, starting a garage gym from scratch, or investing in higher-quality strength equipment, this new option makes it easier to get the kit you need now and pay over time.

0% Finance Designed for Home Gyms and Garage Gyms

Our new finance option is built for everyday athletes who want professional-level equipment without paying everything upfront.

How It Works

• Simply tell us the items you want to finance and your deposit amount

• We will then send you the online application form to complete

• Choose a repayment plan between 3 and 12 months

• Pay your deposit and spread the remaining balance with 0% finance

• Click here for more info 

Right now, applications are handled manually for fast approval. This service will soon be fully integrated into the checkout page for an even smoother process.

Why Finance Your Gym Equipment?

Building a training space often means purchasing several pieces at once — racks, flooring, bars, plates, and accessories. Instead of delaying upgrades, finance allows you to:

• Train with better equipment immediately

• Spread larger purchases into manageable monthly payments

• Avoid compromising on quality

• Plan your setup around your budget

For many customers, this means going from a basic setup to a complete functional training space sooner than expected.

Example: Financing a Stryker Rack Setup

A Stryker rack is one of the most popular upgrades for home and garage gyms. Instead of waiting months to save, finance lets you spread the cost while training straight away.

Example setup:

• Stryker rack with attachments

• Barbell and bumper plates

• Storage accessories

By paying a deposit and splitting the remaining balance across your chosen timeframe, you can build a solid strength station without the upfront pressure.

Example: Flooring and Equipment Bundles Made Affordable

Flooring is often overlooked — but it’s one of the most important parts of a durable training space. Quality rubber flooring protects both your equipment and your floor while improving stability during lifts.

Finance works particularly well for:

• Full garage gym flooring installs

• Strength and conditioning equipment bundles

• Barbell and plate packages

• Functional fitness accessories

Instead of buying piece by piece, you can build a more complete setup from day one and spread the cost across your selected plan.

No Hidden Fees — Just Simple Monthly Payments

Transparency matters. Our 0% finance option is designed to be straightforward:

• Clear monthly instalments

• Flexible deposit options

• No hidden fees

You choose the timescale that works for you, making larger purchases far more manageable.

Who Is This Perfect For?

This finance option is ideal if you:

• Are building a home or garage gym

• Want to upgrade from entry-level equipment

• Prefer spreading the cost of larger purchases

• Need a flexible way to invest in better training gear

From weekend warriors to committed functional fitness athletes, spreading the cost allows you to train how you want — without waiting months to upgrade.

Start Building Your Setup Today

If you’ve been planning a bigger upgrade — a Stryker rack, full flooring install, or a complete equipment bundle — this new 0% finance option gives you a practical way to make it happen now.

Train sooner. Spread the cost. Keep it simple.

PayItMonthly is a form of credit that allows you to spread the cost of your purchase over monthly instalments. You must be 18 or over, a UK resident (excluding the Channel Islands), and meet our eligibility criteria. All credit is subject to status and affordability checks.

Late or missed payments could impact your ability to access credit in the future.

PayItMonthly is not currently regulated by the Financial Conduct Authority. Terms and conditions apply. For full details, visit payitmonthly.uk/terms